Breach filing
ArchivedFinancial Business and Consumer Solutions, Inc.: 117,567 individuals, Jun 2024.
Financial Business and Consumer Solutions, Inc. reported a breach of unsecured protected health information to the HHS Office for Civil Rights on 4 June 2024. The filing records the organisation as a business associate in Pennsylvania and lists 117,567 individuals affected, which makes it the 36th largest of the 339 Pennsylvania filings on the register and the 115th largest of the 741 filings submitted nationally in 2024. Among the 30 Pennsylvania filings made in 2024 it ranks 6th.
Individuals affected
117,567
As reported to HHS
Modelled cost (IBM 2025)
$18.8M
Upper bound, method shown
Rank in PA
36th
of 339 Pennsylvania filings
Rank in 2024
115th
of 741 filings nationally
Section F.1 / The filing
As posted by HHS OCR
Every value below is the portal's own field for this filing, plus its rank within the register.
- Covered entity type
- Business Associate
- Individuals affected
- 117,567
- Breach submission date
- 4 June 2024
- Submission year
- 2024
- Type of breach
- Hacking/IT Incident
- Location of breached information
- Network Server
- Business associate present
- Yes
- State
- Pennsylvania (PA)
- Portal status
- listed in the HHS OCR breach portal archive
- Rank in Pennsylvania by size
- 36th of 339
- Rank in 2024 nationally
- 115th of 741
- Pennsylvania median filing
- 3,905 individuals
- Register id (derived)
- PA-20240604-financial-business-and-consumer-solution
Section F.2 / In context
Where this filing sits in Pennsylvania and in 2024
OCR classifies the incident as a hacking or IT incident, with the breached information held in a network server. Hacking/IT Incident is the type recorded on 228 of the 339 Pennsylvania filings (67%) and on 83% of all filings submitted in 2024. Network Server is the most common location in the state, appearing on 51% of Pennsylvania filings.
A business associate is recorded as present on the filing, as it is on 34% of Pennsylvania filings. At 117,567 individuals the breach is 30 times the Pennsylvania median filing of 3,905 and 29 times the national median of 4,000 across all 7,884 filings. It is one of 801 filings of 100,000 or more individuals.
As of 28 August 2026 the case is listed in the HHS OCR breach portal archive. OCR's closing summary of the case is reproduced in full below.
Pennsylvania's breach notification statute (73 Pa. Stat. 2301 et seq.) requires notice to affected residents without unreasonable delay. Its attorney general threshold: more than 500 Pennsylvania residents. The HIPAA Breach Notification Rule ran alongside it: notice to affected individuals and to HHS without unreasonable delay and no later than 60 days after discovery, which is the clock that put this filing on the portal.
Multiplying 117,567 individuals by IBM's $160 customer-PII cost per record (Cost of a Data Breach 2025, the figure the site's calculator uses) gives a modelled $18.8M; the 2026 edition's $192 gives $22.6M. Both are modelled estimates with the method shown, not costs disclosed by Financial Business and Consumer Solutions, Inc.. Because the filing is above the roughly 100,000-record range in which the per-record figure is reliable, the result is an upper bound, not an estimate: fixed costs are spread across far more records at this scale.
Section F.3 / OCR closing summary
The portal's archived description, in full
Written by the Office for Civil Rights when the case was closed and reproduced verbatim from the HHS export.
The covered entity (CE), Financial Business and Consumer Solutions, reported that it experienced a cyber-attack that compromised the protected health information (PHI) of 145,211 individuals. The PHI involved included names, addresses, dates of birth, drivers' license and social security numbers, claims information, diagnoses/conditions, and other treatment information. The CE notified HHS, affected individuals, the media, and provided substitute notice on its website. In response to the breach the CE deployed enhanced monitoring tools and security policies, implemented enhancements to its endpoint detection and response tools, performed functionality testing, rotated all privileged account passwords, and enhance network segmentation.
Section F.5 / Modelled cost
117,567 individuals through IBM's per-record figures
Modelled cost / method shown, not a disclosed cost
Upper boundIBM 2025 customer PII, $160 per record
$18.8M
117,567 x $160
IBM 2026 customer PII, $192 per record
$22.6M
117,567 x $192
Method: individuals affected, as reported by Financial Business and Consumer Solutions, Inc. to HHS, multiplied by IBM's customer-PII cost per record (Cost of a Data Breach 2025 Figure 6 and the 2026 edition). No cost has been disclosed by the entity for this filing; the figure is a planning estimate, not a fact about the breach. IBM's per-record figures come from mid-volume breaches and IBM cautions against applying them to breaches involving millions of records; the site's per-record page explains where the multiplication holds and where it breaks down.
Context: IBM's average cost of a healthcare breach is $6.64M in the 2026 report ($7.42M in 2025); the global average across all sectors was $4.44M in 2025.
Cost per record: method and limits / Healthcare breach cost, IBM 2026
Section F.6 / Notification clock
Pennsylvania statute and the HIPAA rule
State notification statute
Pennsylvania: 73 Pa. Stat. 2301 et seq.
Breach of Personal Information Notification Act (amended by Act 33 of 2024)
- Notice to individuals
- Without unreasonable delay
- Attorney general threshold
- More than 500 Pennsylvania residents (Without unreasonable delay (online portal))
- Private right of action
- Yes: Treated as an unfair or deceptive practice; consumers may pursue civil suits
- Penalty
- AG enforcement via civil actions, injunctive relief, civil penalties, and restitution
The HIPAA Breach Notification Rule runs alongside the state statute: notice to affected individuals and to HHS without unreasonable delay and no later than 60 days after discovery.
Section F.7 / Peer filings
Pennsylvania filings closest in size
Neighbours by size rank among Pennsylvania filings in 2024, topped up from other years where 2024 has too few. Filings of 10,000 or more link to their own page.
| Covered entity | Type | Individuals | Submitted | Breach type | Location | BA |
|---|---|---|---|---|---|---|
| Azura Vascular Care | Business Associate | 348,000 | 13 Jan 2024 | |||
| AmerisourceBergen Specialty Group, LLC | Healthcare Provider | 252,214 | 24 May 2024 | |||
| Hypertension-Nephrology Associates, P.C. | Healthcare Provider | 39,491 | 14 May 2024 | |||
| The Lash Group, LLC | Business Associate | 15,196 | 21 Jun 2024 |
Index / Companion schedules
13 HHS breach register
→Hub: every filing, by state, year and entity.
04 Biggest breaches
→Mega-breaches with primary-source cost figures.
Industry / Healthcare
→IBM 2026: $6.64M average, 13 years at #1.
Regulation / HIPAA penalties
→OCR enforcement tiers and the 60-day rule.
11 50-state laws
→Deadline, AG threshold and penalties per state.
Cost / Per record
→Where the per-record model is reliable.
Provenance
Source: U.S. Department of Health and Human Services, Office for Civil Rights, Breach Portal (breaches affecting 500 or more individuals), retrieved 2026-08-28. Public domain. Individuals affected and dates as reported by the covered entity.
Portal: ocrportal.hhs.gov breach report. Statutory basis: HITECH Act section 13402(e)(4): the Secretary must post a list of breaches of unsecured protected health information affecting 500 or more individuals. Breaches affecting fewer than 500 individuals are reported to OCR annually and are not posted, so they are not on this register. Status wording follows the portal's two tabs ("Cases Currently Under Investigation" and "Archive") as of 28 August 2026; a filing moves to the archive when OCR closes the case. Modelled costs on this site are a method applied to the reported count, using IBM Cost of a Data Breach per-record figures, and are never a cost disclosed by the entity. This row: hhs-breach-archive__2026-08-28.csv, export row 917.
Corrections: if you represent a listed entity and the portal row has been amended, email [email protected] with the portal entry and we will re-pull the export.