Form: Cost-of-Breach DisclosureSource: IBM 2025Filed: 28 Apr 2026
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State File KY / Breach Notification StatuteKRS 365.732

State notification register

Kentucky data breach notification law: without unreasonable delay.

Kentucky's breach-notification obligations are set by KRS 365.732. This page summarises the deadline to notify affected residents, the attorney general notification threshold, whether a private right of action exists, and the penalties for late or missing notification. Every provision is cited to its source statute and was verified in June 2026.

Individual deadline

No fixed day

Without unreasonable delay

AG notification

1,000

No general AG requirement (reporting agencies at more than 1,000 residents)

Private action

No

No express PROA

Statute

KY

KRS 365.732

Section KY.1

What the statute requires

Under KRS 365.732, a business that owns or licenses computerized personal information of Kentucky residents must notify affected individuals without unreasonable delay, consistent with determining the scope of the breach.

Attorney general notification: no general ag requirement (reporting agencies at more than 1,000 residents).

Section KY.2

What triggers notification

Like most US state statutes, notification is triggered by the unauthorized acquisition of unencrypted, unredacted computerized personal information that compromises its security, confidentiality, or integrity. Two concepts recur across the states and apply here.

Encryption safe harbor

Personal information that was encrypted, and where the encryption key was not also acquired, generally does not trigger notification. A stolen device with full-disk encryption is typically a non-event; an unencrypted record, or an encrypted record where the key was exposed alongside it, is a reportable breach.

Who must be notified

  • [1] Affected Kentucky residents: without unreasonable delay
  • [2] Attorney general / state agency: no general ag requirement (reporting agencies at more than 1,000 residents)
  • [3] Consumer reporting agencies where the breach is large-scale

Section KY.3

Penalties and enforcement

Limited private-sector enforcement; AG action under consumer protection statutes.

Private right of action: No. No express PROA; KRS 446.070 may allow recovery for statutory violations.

Primary source:Kentucky statute KRS 365.732; verified June 2026 against state statutory summaries and the underlying statute text.

Section KY.4

How this compares to the strictest states

The strictest US deadlines are 30 days (California, Florida, Washington, Colorado, Maine, New York, New Jersey). The majority of states use a qualitative "without unreasonable delay" standard with no fixed day cap. Here is where Kentucky sits.

Kentucky does not set a numeric deadline. It uses a "without unreasonable delay" standard, which regulators interpret as days to weeks, not months. Organizations operating across multiple states should default to the strictest applicable clock, which can be as short as 30 days in states such as California, Colorado, Florida.

Cross-references

Schedule F / Reference Q&A

Frequently Asked Questions

Primary source:Kentucky data breach notification statute (KRS 365.732). Provisions verified June 2026 against state statutory summaries (Recording Law US data-privacy series, 2026 edition), the IAPP US State Data Breach Notification Chart, Foley & Lardner's chart, and the underlying statute text.