Form: Cost-of-Breach DisclosureSource: IBM 2025Filed: 28 Apr 2026
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State File MD / Breach Notification StatuteMd. Code, Com. Law 14-3504

State notification register

Maryland data breach notification law: within 45 days after discovery or notification of the breach.

Maryland's breach-notification obligations are set by Md. Code, Com. Law 14-3504. This page summarises the deadline to notify affected residents, the attorney general notification threshold, whether a private right of action exists, and the penalties for late or missing notification. Every provision is cited to its source statute and was verified in June 2026.

Individual deadline

45 days

From discovery / determination

AG notification

Required

All breaches (AG notified before individual notices are sent)

Private action

No

No PROA under the breach statute

Statute

MD

Md. Code, Com. Law 14-3504

Section MD.1

What the statute requires

Under Md. Code, Com. Law 14-3504, a business that owns or licenses computerized personal information of Maryland residents must notify affected individuals within 45 days after discovery or notification of the breach.

Attorney general or state-agency notification is all breaches (ag notified before individual notices are sent). Where required, the timeline is: before individual notifications are sent.

Section MD.2

What triggers notification

Like most US state statutes, notification is triggered by the unauthorized acquisition of unencrypted, unredacted computerized personal information that compromises its security, confidentiality, or integrity. Two concepts recur across the states and apply here.

Encryption safe harbor

Personal information that was encrypted, and where the encryption key was not also acquired, generally does not trigger notification. A stolen device with full-disk encryption is typically a non-event; an unencrypted record, or an encrypted record where the key was exposed alongside it, is a reportable breach.

Who must be notified

  • [1] Affected Maryland residents: 45 days
  • [2] Attorney general / state agency: all breaches (ag notified before individual notices are sent)
  • [3] Consumer reporting agencies where the breach is large-scale

Section MD.3

Penalties and enforcement

Unfair or deceptive trade practice; up to $10,000 per violation, $25,000 per repeat violation.

Private right of action: No. No PROA under the breach statute; AG enforcement only.

Primary source:Maryland statute Md. Code, Com. Law 14-3504; verified June 2026 against state statutory summaries and the underlying statute text.

Section MD.4

How this compares to the strictest states

The strictest US deadlines are 30 days (California, Florida, Washington, Colorado, Maine, New York, New Jersey). The majority of states use a qualitative "without unreasonable delay" standard with no fixed day cap. Here is where Maryland sits.

Maryland imposes a fixed 45-day deadline. The strictest states cut this to 30 days, so Maryland sits 15 days behind the tightest regimes.

Cross-references

Schedule F / Reference Q&A

Frequently Asked Questions

Primary source:Maryland data breach notification statute (Md. Code, Com. Law 14-3504). Provisions verified June 2026 against state statutory summaries (Recording Law US data-privacy series, 2026 edition), the IAPP US State Data Breach Notification Chart, Foley & Lardner's chart, and the underlying statute text.