Form: Cost-of-Breach DisclosureSource: IBM Cost of a Data BreachFiled: 28 Apr 2026
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Filing UT-20181117-healthequityHHS OCR Breach Register, Utah

Breach filing

Archived

HealthEquity, Inc.: 165,800 individuals, Nov 2018.

HealthEquity, Inc. reported a breach of unsecured protected health information to the HHS Office for Civil Rights on 17 November 2018. The filing records the organisation as a business associate in Utah and lists 165,800 individuals affected, which makes it the 5th largest of the 68 Utah filings on the register and the 19th largest of the 369 filings submitted nationally in 2018. Among the 5 Utah filings made in 2018 it ranks 1st.

Individuals affected

165,800

As reported to HHS

Modelled cost (IBM 2025)

$26.5M

Upper bound, method shown

Rank in UT

5th

of 68 Utah filings

Rank in 2018

19th

of 369 filings nationally

Section F.1 / The filing

As posted by HHS OCR

Every value below is the portal's own field for this filing, plus its rank within the register.

Covered entity type
Business Associate
Individuals affected
165,800
Breach submission date
17 November 2018
Submission year
2018
Type of breach
Hacking/IT Incident
Location of breached information
Email
Business associate present
Yes
Portal status
listed in the HHS OCR breach portal archive
Rank in Utah by size
5th of 68
Rank in 2018 nationally
19th of 369
Utah median filing
5,381 individuals
Register id (derived)
UT-20181117-healthequity

Section F.2 / In context

Where this filing sits in Utah and in 2018

OCR classifies the incident as a hacking or IT incident, with the breached information held in email. Hacking/IT Incident is the type recorded on 51 of the 68 Utah filings (75%) and on 45% of all filings submitted in 2018. Email appears on 21% of Utah filings.

A business associate is recorded as present on the filing, as it is on 34% of Utah filings. At 165,800 individuals the breach is 31 times the Utah median filing of 5,381 and 41 times the national median of 4,000 across all 7,884 filings. It is one of 801 filings of 100,000 or more individuals.

As of 28 August 2026 the case is listed in the HHS OCR breach portal archive. OCR's closing summary of the case is reproduced in full below.

Utah's breach notification statute (Utah Code 13-44-202) requires notice to affected residents in the most expedient time possible, without unreasonable delay. Its attorney general threshold: 500 or more Utah residents (AG and Utah Cyber Center). The HIPAA Breach Notification Rule ran alongside it: notice to affected individuals and to HHS without unreasonable delay and no later than 60 days after discovery, which is the clock that put this filing on the portal.

Multiplying 165,800 individuals by IBM's $160 customer-PII cost per record (Cost of a Data Breach 2025, the figure the site's calculator uses) gives a modelled $26.5M; the 2026 edition's $192 gives $31.8M. Both are modelled estimates with the method shown, not costs disclosed by HealthEquity, Inc.. Because the filing is above the roughly 100,000-record range in which the per-record figure is reliable, the result is an upper bound, not an estimate: fixed costs are spread across far more records at this scale.

Section F.3 / OCR closing summary

The portal's archived description, in full

Written by the Office for Civil Rights when the case was closed and reproduced verbatim from the HHS export.

HealthEquity, the covered entity (CE), reported that several employees were the victims of an email phishing attack. The breached accounts contained the protected health information (PHI) of 165,800 individuals. The PHI involved included names and Social Security numbers. HealthEquity conducted a forensic analysis and notified HHS, affected individuals, and the media. As a result of this breach, the CE implemented additional administrative, technical, and security safeguards and trained its staff on the proper methods for identifying fraudulent email communications. OCR provided technical assistance on how HealthEquity could better protect its PHI and reduce the amount of sensitive data vulnerable to attack. OCR obtained assurances that the CE implemented the aforementioned corrective actions.

Section F.5 / Modelled cost

165,800 individuals through IBM's per-record figures

Modelled cost / method shown, not a disclosed cost

Upper bound

IBM 2025 customer PII, $160 per record

$26.5M

165,800 x $160

IBM 2026 customer PII, $192 per record

$31.8M

165,800 x $192

Method: individuals affected, as reported by HealthEquity, Inc. to HHS, multiplied by IBM's customer-PII cost per record (Cost of a Data Breach 2025 Figure 6 and the 2026 edition). No cost has been disclosed by the entity for this filing; the figure is a planning estimate, not a fact about the breach. IBM's per-record figures come from mid-volume breaches and IBM cautions against applying them to breaches involving millions of records; the site's per-record page explains where the multiplication holds and where it breaks down.

Context: IBM's average cost of a healthcare breach is $6.64M in the 2026 report ($7.42M in 2025); the global average across all sectors was $4.44M in 2025.

Cost per record: method and limits / Healthcare breach cost, IBM 2026

Section F.6 / Notification clock

Utah statute and the HIPAA rule

State notification statute

Utah: Utah Code 13-44-202

Protection of Personal Information Act

Notice to individuals
In the most expedient time possible, without unreasonable delay
Attorney general threshold
500 or more Utah residents (AG and Utah Cyber Center) (Without unreasonable delay)
Private right of action
No: No PROA; only the Attorney General can enforce
Penalty
Up to $2,500 per consumer, capped at $100,000 aggregate for related violations

The HIPAA Breach Notification Rule runs alongside the state statute: notice to affected individuals and to HHS without unreasonable delay and no later than 60 days after discovery.

Section F.7 / Peer filings

Utah filings closest in size

Neighbours by size rank among Utah filings in 2018, topped up from other years where 2018 has too few. Filings of 10,000 or more link to their own page.

Covered entityTypeIndividualsSubmitted
Utah Imaging Associates, Inc.Healthcare Provider582,1703 Nov 2021
Premier Family MedicalHealthcare Provider320,0007 Sep 2019
Utah Pathology Services, Inc.Healthcare Provider148,59428 Aug 2020
HealthEquity, Inc.Business Associate16,00012 Jun 2018
Rocky Mountain Women's Health Center, Inc.Healthcare Provider1,12325 Jan 2018

Index / Companion schedules

Provenance

Source: U.S. Department of Health and Human Services, Office for Civil Rights, Breach Portal (breaches affecting 500 or more individuals), retrieved 2026-08-28. Public domain. Individuals affected and dates as reported by the covered entity.

Portal: ocrportal.hhs.gov breach report. Statutory basis: HITECH Act section 13402(e)(4): the Secretary must post a list of breaches of unsecured protected health information affecting 500 or more individuals. Breaches affecting fewer than 500 individuals are reported to OCR annually and are not posted, so they are not on this register. Status wording follows the portal's two tabs ("Cases Currently Under Investigation" and "Archive") as of 28 August 2026; a filing moves to the archive when OCR closes the case. Modelled costs on this site are a method applied to the reported count, using IBM Cost of a Data Breach per-record figures, and are never a cost disclosed by the entity. This row: hhs-breach-archive__2026-08-28.csv, export row 4670.

Corrections: if you represent a listed entity and the portal row has been amended, email [email protected] with the portal entry and we will re-pull the export.