Form: Cost-of-Breach DisclosureSource: IBM Cost of a Data BreachFiled: 28 Apr 2026
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Filing WA-20260318-navia-benefit-solutionsHHS OCR Breach Register, Washington

Breach filing

Under investigation

Navia Benefit Solutions, Inc.: 2,151,330 individuals, Mar 2026.

Navia Benefit Solutions, Inc. reported a breach of unsecured protected health information to the HHS Office for Civil Rights on 18 March 2026. The filing records the organisation as a business associate in Washington and lists 2,151,330 individuals affected, which makes it the 2nd largest of the 185 Washington filings on the register and the 8th largest of the 441 filings submitted nationally in 2026. Among the 13 Washington filings made in 2026 it ranks 1st.

Individuals affected

2,151,330

As reported to HHS

Modelled cost (IBM 2025)

$344M

Upper bound, method shown

Rank in WA

2nd

of 185 Washington filings

Rank in 2026

8th

of 441 filings nationally

Section F.1 / The filing

As posted by HHS OCR

Every value below is the portal's own field for this filing, plus its rank within the register.

Covered entity type
Business Associate
Individuals affected
2,151,330
Breach submission date
18 March 2026
Submission year
2026
Type of breach
Hacking/IT Incident
Location of breached information
Network Server, Other
Business associate present
Yes
Portal status
listed by HHS OCR under Cases Currently Under Investigation
Rank in Washington by size
2nd of 185
Rank in 2026 nationally
8th of 441
Washington median filing
3,950 individuals
Register id (derived)
WA-20260318-navia-benefit-solutions

Section F.2 / In context

Where this filing sits in Washington and in 2026

OCR classifies the incident as a hacking or IT incident, with the breached information held in a network server and another location. Hacking/IT Incident is the type recorded on 117 of the 185 Washington filings (63%) and on 86% of all filings submitted in 2026. Network Server appears on 48% of Washington filings.

A business associate is recorded as present on the filing, as it is on 21% of Washington filings. At 2,151,330 individuals the breach is 545 times the Washington median filing of 3,950 and 538 times the national median of 4,000 across all 7,884 filings. It is one of 149 filings on the register of one million or more individuals.

As of 28 August 2026 the case is listed by HHS OCR under Cases Currently Under Investigation. OCR has not published a closing summary, so this page is limited to the fields on the filing itself; the archive entry that follows a closed investigation usually adds a short account of what was exposed and what the entity did afterwards.

Washington's breach notification statute (RCW 19.255.010) requires notice to affected residents no later than 30 days after discovery. Its attorney general threshold: more than 500 Washington residents. The HIPAA Breach Notification Rule ran alongside it: notice to affected individuals and to HHS without unreasonable delay and no later than 60 days after discovery, which is the clock that put this filing on the portal.

Multiplying 2,151,330 individuals by IBM's $160 customer-PII cost per record (Cost of a Data Breach 2025, the figure the site's calculator uses) gives a modelled $344M; the 2026 edition's $192 gives $413M. Both are modelled estimates with the method shown, not costs disclosed by Navia Benefit Solutions, Inc.. Because the filing is above the roughly 100,000-record range in which the per-record figure is reliable, the result is an upper bound, not an estimate: fixed costs are spread across far more records at this scale.

Section F.5 / Modelled cost

2,151,330 individuals through IBM's per-record figures

Modelled cost / method shown, not a disclosed cost

Upper bound

IBM 2025 customer PII, $160 per record

$344M

2,151,330 x $160

IBM 2026 customer PII, $192 per record

$413M

2,151,330 x $192

Method: individuals affected, as reported by Navia Benefit Solutions, Inc. to HHS, multiplied by IBM's customer-PII cost per record (Cost of a Data Breach 2025 Figure 6 and the 2026 edition). No cost has been disclosed by the entity for this filing; the figure is a planning estimate, not a fact about the breach. IBM's per-record figures come from mid-volume breaches and IBM cautions against applying them to breaches involving millions of records; the site's per-record page explains where the multiplication holds and where it breaks down.

Context: IBM's average cost of a healthcare breach is $6.64M in the 2026 report ($7.42M in 2025); the global average across all sectors was $4.44M in 2025.

Cost per record: method and limits / Healthcare breach cost, IBM 2026

Section F.6 / Notification clock

Washington statute and the HIPAA rule

State notification statute

Washington: RCW 19.255.010

Notice to individuals
No later than 30 days after discovery
Attorney general threshold
More than 500 Washington residents (Within the same 30-day window)
Private right of action
Yes: Civil lawsuits under the Consumer Protection Act; actual damages plus up to $1,000 punitive for willful violations
Penalty
Consumers may recover damages, costs, and attorney fees; AG may seek penalties and injunctive relief

The HIPAA Breach Notification Rule runs alongside the state statute: notice to affected individuals and to HHS without unreasonable delay and no later than 60 days after discovery.

Section F.7 / Peer filings

Washington filings closest in size

Neighbours by size rank among Washington filings in 2026, topped up from other years where 2026 has too few. Filings of 10,000 or more link to their own page.

Covered entityTypeIndividualsSubmitted
Premera Blue CrossHealth Plan11,000,00017 Mar 2015
Fred Hutchinson Cancer CenterHealthcare Provider1,840,92722 Dec 2023
UW MedicineHealthcare Provider973,02420 Feb 2019
Mt. Spokane PediatricsOpenHealthcare Provider32,02130 Apr 2026
ProvidenceHealthcare Provider22,70116 Jan 2026

Index / Companion schedules

Provenance

Source: U.S. Department of Health and Human Services, Office for Civil Rights, Breach Portal (breaches affecting 500 or more individuals), retrieved 2026-08-28. Public domain. Individuals affected and dates as reported by the covered entity.

Portal: ocrportal.hhs.gov breach report. Statutory basis: HITECH Act section 13402(e)(4): the Secretary must post a list of breaches of unsecured protected health information affecting 500 or more individuals. Breaches affecting fewer than 500 individuals are reported to OCR annually and are not posted, so they are not on this register. Status wording follows the portal's two tabs ("Cases Currently Under Investigation" and "Archive") as of 28 August 2026; a filing moves to the archive when OCR closes the case. Modelled costs on this site are a method applied to the reported count, using IBM Cost of a Data Breach per-record figures, and are never a cost disclosed by the entity. This row: hhs-breach-under-investigation__2026-08-28.csv, export row 205.

Corrections: if you represent a listed entity and the portal row has been amended, email [email protected] with the portal entry and we will re-pull the export.